The days of horse and cart, sometimes contradictory rules and got out of hand in the crowded streets.
But the horses had a good feeling, "and only rarely in the head, the next car.
to lead in the horse we have all the weaknesses of humanity at stake
Traffic accidents is needed? Probably not. But it is a fact of life in modern America, and the "valley safe than sorry, here are some tips to reduce their losses if you are involved in one.
STOP
Althougha piece of feel in the car, or think if you hurt someone or something has to leave. Can not they stop in a lot of problems.
Call the police and report an accident
If there is damage or potential damage to the police to call.
if the other driver asks him, not the police involved, in any event should call the police. From experience I can say that these people often have no insurance payment and can try the Weasellater.
In twenty-five years ago I saw him twice to pay the driver for his promise of compensation after an accident. Such a case of me if I hit another car on an icy road and was invited to replace the car seat. Buying a new car seat was cheaper for me because it prevents the increase in my fees.
If the car was not physically in an accident and the person is an accident report, so you have as the owner of the vehicle,Check whether the accident was reported to the police.
If another driver causes an accident, but no longer do our best to get the license number. If it is to get witnesses for their names, addresses and phone numbers. Then call the police. Keep witnesses from the scene until police arrived.
If you are in an accident, no-touch "of a rider to the scene, the insured for your protection against non-drivers can be compensated caused flees wounded. However, the operator shall demand" independent "that another driver caused the accident.
The exchange of information
Drivers must change, names, addresses, phone numbers and insurance information.
Collect information
Draw a diagram of the accident, indicating the positions of the vehicles before, during and after impact.
Measure skid marks (if possible) or make sure that the police estimate, taking into account the position of the lights and road signs, their conduction velocity (for your records) and record details inWeather and road conditions.
If possible, have pictures of the accident site and damage or injury to persons or vehicles.
Photos of serious damage to your car or other vehicles can help you later when you are entitled to compensation.
Moreover, the damage, the lower your car or a car can help you if someone you against image.
I once tried a case in which the insurance defense counsel obtained a photo of the minor damage to the car and my clientHe exploded in an exhibition in measuring four meters by four meters.
It was impressive that the jury does find only minor damage to the car less damage to the occupants and thus a lower assigned as the normal amount of money in this case.
Not admit guilt
You must cooperate with the police investigation into this matter. Made answer questions from police. Do not guess. Do not volunteer information or comments on the accident to the police or other witnessesController. Not admit any fault for the accident.
Sign not a piece of paper. In some states may be asked to sign his ticket - but is not in itself an admission of guilt or crime.
It can happen when an alcohol test, claims or risk his license.
See a doctor
Immediately after the accident as possible, would be a good idea to be checked by a doctor. Even if early signs of pain, there were no injuries to the neck orColumn.
Sometimes people are injured in car accidents, but because this injury does not appear immediately, they do not immediately see a doctor.
Soon after the car accident, contact your passengers or pain in the neck or back pain or discomfort with emotional or mental disability caused by head injuries, consult a doctor.
If you have a head injury may be necessary to consult a doctor. Head injuries can also occur if you are not in your gamesthe head. That's what happened with Natasha Richardson, died of a head injury in a skiing accident. It's like a reverse "brain concussion known.
At least to consult with a chiropractor for spinal cord injuries and neck.
Accident report to insurance
After an accident, contact your insurance company to inform them about the accident.
If the other driver at fault in the accident report for insurance purposes.
The company will give you a rental agreementCar, if any, and repairs for your car payment.
If your car is suffering from your insurance company pay to fix it. Kelley Blue Book, and nothing we have two sites where you can obtain information about the value of your car.
How to treat successfully claims
You will probably find one for the adjustment of the claims of its own insurance or any other party.
Beware what you say.
If you think you have no injuries at this time and say thatAdaptation, and then developed that had injuries that were not in the eye (which is very common in cases of whiplash injury), will set the driver safe in the city in an attempt to keep the resolution as low as possible.
If the expert is not fast before that are entitled under the law, ask to speak with your supervisor.
If the work is not good ...
Call a lawyer
You can talk to a lawyer to clarify their rights and to discuss issues of liabilityAccident.
And you can help, need to rent a car, the damage to your car, or get the same error value of your car when it's entirety.
What if you are sued
If you had a complaint and appeal and is safe enough to take the complaint and request to his insurance agent. This would be the agent of the insurance company had at the time of the accident. Auto insurance covers on a blanket on the date of the accident. If you have changedAccident before your insurance company still has a duty to defend.
If they covered by insurance is not one you should see a specialist in insurance defense. It will be interesting to do to pay the hourly fee to protect their interests.
You can get the action dismissed by proving that no Internet at the time of the accident. The victim may be entitled under his protection against uninsured motorists.
The uninsured motorist insuranceallowed to carry on the "subrogation." If this happens, insurance defense, your claims will be a great help to negotiate the best possible settlement.
It may be time to consider his original, missing a file with a lawyer to discuss an experienced bankruptcy Chapter 7 and Chapter 13 must.
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